Maxitrade Broker Review | Fxclearing.com is a BIG SCAMM WITH FAKE REGISTRATION.

Maxitrade Broker Review | Fxclearing.com is a BIG SCAMM WITH FAKE REGISTRATION.

https://www.fxclearing.com/ (FXCL) Markets Ltd. is compensated by the spread. Leverage may increase gains or losses.
Trading foreign exchange on margin carries a high level of risk, and may not be suitable for all investors. You should make sure you understand the risks involved, seeking for independent advice if necessary.


Registered by the Financial Services Authority (‘FSA’) number 1637 CTD 2018. FXCL Markets Ltd. registered office: Suite 305, Griffith Corporate Center, P.O. Box 1510, Beachmont, Kingstown, St. Vincent and the Grenadines.

Base information about Fxclearing.com Forex SCAM company:

Real adress in Philipines and company name is:

Company Name: Outstrive
Address: 3rd Floor 399 Enzo building, Makati, Philippines
Phone: +1 (347) 891-7520

Top managment of stealer who scam money of clients:

Juan Belleza Jr
Team Leader
2056 D Kahilum 1 Barangay 870 Zone 95 Pandacan Manila, Philippines
https://www.facebook.com/theimbachronicler
639776459387 / 639155292409

Lea Jean Belleza
Assistant
2056 D Kahilum 1 Barangay 870 Zone 95 Pandacan Manila, Philippines
https://www.facebook.com/lj.r.belleza

James Tulabot
Team Leader
https://www.facebook.com/jamescuzy

Allen Roel Costales
Sale Manager
522 Tanglaw St. Mandaluyong City Barnagay Plainview
https://www.facebook.com/allennicanor.costales
639565914849

Kristoff Salazar
Sale Team Leader
Unit 1414 Kumagawa Bldg River City Brgy 880 Sta. Ana Manila, Philippines
https://www.facebook.com/Kristoff225
639561355764

Xanty Octavo
Sale Manager
8137 Yabut Street Guadalupe Nuevo Makati City , Philippines
https://www.facebook.com/xanty.octavo
639171031948

Virgilito Dada
Account Manager
https://www.facebook.com/potsdada.antonio

Elton Danao
Sale Manager
https://www.facebook.com/eosnyssa
639175048891 / 639991854086

All of this persons need be condemned and moved in Jail.

!!!!!STOP STEAL Philippines MONEY!!!!!!

The system enables faster and easier access to tax rulings, as well as legal and administrative cases. The BIR established the Data Processing Division in the revenue regions that serve as a central processing office of all returns received by Revenue District Offices and Accredited Agent Banks. How you measure your profits compared to your capital determines whether you are making enough profit from your trading plan or strategy. To optimize your trading experience, ensure you do fundamental analysis all the time. Because of the huge risks involved, many major regulators like the FCA, ESMA & ASIC have imposed & renewed strict restrictions on leverage on CFDs to retail traders. A stop-loss order or take profit order takes the stress off monitoring trade regularly, as you already know the profit & losses you can make in a worst-case scenario. Not putting these risk management strategies in place is a bad trading practice. A stop loss order should be set at a level where you are willing to take a loss & exit the trade.

The BIR must therefore be prepared to meet the new challenge head on and anticipate existing and future problem areas with responsive solutions. For as long as the BIR can look to the government and private sectors for support in its tax awareness and revenue-generating efforts, the goal of attaining the P 397 Billion revenue target for the year 2000 will not be far from becoming a reality. The imposition of VAT on brokers and professionals has been deferred until CY 2001. Finally subjecting them to VAT, without any further deferment, would raise additional revenues for the government. Another Joint Circular is being pursued to cover the withholding and remittance of taxes of local government units. The issuance and dissemination of Revenue Regulations to implement the amendments introduced by the Comprehensive Tax Reform Program contributed to the enhancement of taxpayer compliance. To date, the Bureau had issued thirty-one Revenue Regulations and seventeen Revenue Memorandum Circulars to implement the CTRP, as well as give clarifications on its provisions. None of these can be achieved, however, if government does not have sufficient resources with which to achieve these objectives.

How to start trading: Check these online forex brokers in the Philippines

The service works officially and has a license, therefore it is not a fraud. There are many risks, and that is why it is best to read some reviews online. All in all, the services and the trading atmosphere provided by PowerTrend are completely favorable and friendly even to novice traders. The trading platforms that the firm makes available are highly competitive in light of its tools and functionalities.
Pinoy Money Talk » Financially INdependent and Educated! #FINEwithPMT
Your liability based on the above circumstances shall survive the termination or suspension of your account or EWRB’s services. Instructions or transactions which are identified by any use of your mobile phone, your mobile number and/or security passcodes, except for those occurring after you have informed us of the breach of your security passcode or the loss of your mobile phone. If East West Rural Bank is required to retain any portion of your personal data for such purposes, it shall use reasonable efforts to limit such data to what is necessary to accomplish the particular purpose. We automatically end your mobile banking session after a certain period of inactivity to avoid unwanted access in case the mobile phone is left unattended.

How to become a good trader

But we must stress that for one to really reel in users and avoid unnecessary complaints from netizens, it would be smart for the firm to submit itself to a review with a financial authority so as to solidify its position in the trading industry. But with or without the regulatory body, the members of the team agree that the trading conditions that the firm fosters are decent. All the features of the broker alongside the sampled reviews place Plus500 in a good position. But being tagged as a company that is licensed and regulated is already a win for the brokerage firm in itself. The negative reviews it gets are results of misinformation, lack of wisdom, and, unfortunately, mere assumptions.
The best courses for trading with Dowmarkets
It is a task that has, through the years, become increasingly difficult, more so, with your agency’s very limited budget situation, your need for better and more modern equipment and working conditions, and your own modest compensation. The bad news is, P500 Million is unprogrammed, contingent on our collections. But with everybody’s help, we will be able to program that amount and I’m almost sure of that. Limited as I and the Deputy Commissioners are to our annual budget, which as you know , is lower this year than the 1999 budget, we cannot, at present, provide you with higher salaries or more modern equipment. But time-honored tradition dictates in times of collection surpluses, a portion of the excess over the annual goal shall be disbursed as bonuses or incentives to all revenuers. These achievements, though, tell the story of countless efforts and sacrifices on the part of generations of revenuers, who struggle on in oftentimes thankless tasks.

However, for payments made through credit cards, the credit card companies are made as the withholding agents for the transaction. However, modern payment modes such as electronic fund transfer or stored value cards are still outside of the withholding tax regulations. Countries adopting the self-assessment system have the tendency to focus on developing and improving their audit programs. Indonesia adopted a more exhaustive auditing system through periodic visits to taxpayers. In Korea, the field audit was extensively used to detect possible leakages in FOREX SCAM the tax system. With increasingly complex and diversified business activities, particularly those that have expanded internationally, sophisticated techniques in tax audit have been put in place. Computer technology has largely helped in tax audit and investigation. Taxpayer profits, income matching and industry standard ratios are made and applied more easily through the use of computers. For some developing countries like the Philippines, however, the extensive use of electronic data processing systems for detecting non-compliance is still wanting.

  • Other information or documents which may be required to avail of specific products.
  • Vis-à-vis its June 2006 revenue target, I am pleased to report that the BIR exceeded its goal by P 1.3 Billion or 2.7% increase.
  • These platforms provide clients with signals and their interpretation, indicators, and even automatic market analysis.
  • Read further to learn more about the different types of tools and services the company provides to its users.

Its possible to create a passive source of income, just by letting the copy trader run. 67% of retail investor accounts lose money when trading CFDs with this provider. Essentially, trend forex traders identify the trend’s temporal reversal in price and build their position to track the trend to the end. Usually, brokers perform the news trading forex strategy during the consolidation phase before the big numbers in which they trade the breakout, leaning on the news. Copy trade method – Forex trading beginners often rely on copy trading from experienced traders. You can learn more from others’ choices and make more money to trade bigger later. Maxitrade has got an official license from the International Financial Market Relations Regulation Center . It is a Certificate of Compliance 0395 AA V0128, which proves that the broker is not a fraud or scam.

The PO/CR System is an enhanced version of the RTR/CR System, with better monitoring and control features. Under the self-assessment system, the taxpayer calculates the tax by himself, fills up his tax return, files it with the proper tax office, and pays the tax due thereon, upon filing. This article will tackle the implication of E-Commerce or the Internet on international arrangements. This is basically the same policy direction that other countries seem to be following. Creation of Criminal Tax CourtThis proposes the conversion of the Court of Tax Appeal into a specialized tax court with exclusive criminal jurisdiction. Once approved, this will be instrumental in the expeditious and judicious settlement of tax cases appealed in court since this will give the Criminal Tax Court exclusive and original jurisdiction over all crimes arising from violations of the National Internal Revenue Code . During the same period, the BIR’s tax effort registered at 11.81%, exceeded the targeted tax effort of 10.57%. Thank you, Happy Anniversary, and may the God of Wisdom and Mercy guide you through every moment of this new millennium year in your service to our people. But I trust that despite the many challenges that are inherent in public service, you may still perceive behind the day-to-day routine of your work, the opportunity to change, in your own small way, the course of our nation’s history.
scamers
As part of our audit strategy, we have institutionalized the benchmarking method at selected Revenue District Offices, to serve as an audit tool for the identification of low-compliance industries. Let me begin the presentation with our collection performance for the month of June. I am pleased to report that the Bureau was able to collect a total of P 50.3 Billion. Nonetheless, I am proud to say that we have hurdled the challenges that were thrown before us. It is my great pleasure to report that the Bureau met its cumulative collection target for the 1st semester of 2006, and attained a tax effort ratio of 9.87% marked improvements over the previous year. The past six months have been a time of considerable challenge for the Bureau, given, among others, the difficulties encountered in the implementation of the R-VAT – the usual birth pains. The campaign against tax evaders will continue to be accorded top priority by the Bureau, as we pursue theprosecution of RATE cases. Special attention will be focused on the specific cases filed before the CTA, to ensure the successful prosecution of these cases, and the conviction of tax evaders. Thus far, the Bureau has collected at least P 1.6 Million in penalties, representing approximately 48.5% of the total penalties assessed from establishments found to have violated the tax provisions in the issuance of receipts. In addition to our operational efforts, the Bureau is constantly exploring ways to enhance taxpayer awareness through the use of mass media.

The brokerage company is transparent about its services, and users can double-check everything by visiting the Legal Documents section of the website. For example, you can check video tutorials, read articles and instructions explaining how to use indicators to enter and exit the market, etc. PowerTrend organizes webinars with some of the most successful traders who want to share their experiences with eager audiences. This section allows users to invest in the stock of major companies rather than trade on such platforms as Forex. The website offers a calculation function as soon as the user unlocks any of the three types of accounts. Moreover, to make the plan even more efficient, clients can use the help of their personal PowerTrend assistants. However, it’s impossible to withdraw any funds that the trader earns since they didn’t make a deposit. When the trial period is over, or if the trader decides to invest, it’s possible to withdraw money from the trading account.

The company was launched in 2013, so it has valuable experience in providing brokerage services. Clients can check the company’s certificate in the Legal Documents section of the website. According to this certificate, PowerTrend has permission to provide brokerage services. One of the reasons why some people hesitate to start using PRTrend is because of PRTrend scam reviews. Before investing in a company, it’s wise to learn more about its background. Read the review to learn more about PRTrend, what services it provides, and whether it’s https://www.fxclearing.com/ a legitimate brokerage company. S book determine the category a particular retail forex trader belongs to. The questionairre resembles a set of questions in psychological tests to determine a person? The hit-or-miss approach to this activity is the major reason why Filipinos who earlier had tried forex trading experienced disappointing results, according to him. Thus, the assurance for clients that their funds are safe and secure in case of collapse by a brokerage firm as a result of misappropriation of funds or compliance issues.

The Philippine tax collection system, as it stands, is likewise far from perfect. Revenue officials and personnel acknowledge that many loopholes in the system still exist, and leakages have still not been totally plugged. The financial position of the taxpayer demonstrates a clear inability to pay the assessed tax. The judgement in the criminal case shall not only impose the penalty but shall also order payment of the taxes subject of the criminal case as finally decided by the Commissioner. The foregoing conclusion of Mr. Hom may be true in the US and other developed countries, but not in developing nations. The impact of audit and investigation on efforts to raise levels of voluntary compliance is still an open issue in most developing countries. Audits and investigations give rise to deficiency assessments, which normally result to disputes between taxpayers and tax officers over the assessed liabilities. The usual procedure for disputed assessments is to settle them first at the tax office before resorting to tax courts. The distinction between a self-assessed tax and a tax assessed through audit or enforcement, is that the former, which is payable on the due date, becomes a “delinquency” if not paid, and can be collected immediately by means of administrative summary remedies. This paper shall focus on the first two systems, the Self-Assessment and the Withholding Tax Systems, considering that they have long since earned universal acceptance by tax authorities around the world, and in so doing, have become the foundation of most of the world’s tax systems.

*Information not comfirmed*

CYBERCRIME PREVENTION AND LAW ENFORCEMENT | Fxclearing.com is a BIG SCAMM WITH FAKE REGISTRATION.

https://www.fxclearing.com/ (FXCL) Markets Ltd. is compensated by the spread. Leverage may increase gains or losses.
Trading foreign exchange on margin carries a high level of risk, and may not be suitable for all investors. You should make sure you understand the risks involved, seeking for independent advice if necessary.


Registered by the Financial Services Authority (‘FSA’) number 1637 CTD 2018. FXCL Markets Ltd. registered office: Suite 305, Griffith Corporate Center, P.O. Box 1510, Beachmont, Kingstown, St. Vincent and the Grenadines.

Base information about Fxclearing.com Forex SCAM company:

Real adress in Philipines and company name is:

Company Name: Outstrive
Address: 3rd Floor 399 Enzo building, Makati, Philippines
Phone: +1 (347) 891-7520

Top managment of stealer who scam money of clients:

Juan Belleza Jr
Team Leader
2056 D Kahilum 1 Barangay 870 Zone 95 Pandacan Manila, Philippines
https://www.facebook.com/theimbachronicler
639776459387 / 639155292409

Lea Jean Belleza
Assistant
2056 D Kahilum 1 Barangay 870 Zone 95 Pandacan Manila, Philippines
https://www.facebook.com/lj.r.belleza

James Tulabot
Team Leader
https://www.facebook.com/jamescuzy

Allen Roel Costales
Sale Manager
522 Tanglaw St. Mandaluyong City Barnagay Plainview
https://www.facebook.com/allennicanor.costales
639565914849

Kristoff Salazar
Sale Team Leader
Unit 1414 Kumagawa Bldg River City Brgy 880 Sta. Ana Manila, Philippines
https://www.facebook.com/Kristoff225
639561355764

Xanty Octavo
Sale Manager
8137 Yabut Street Guadalupe Nuevo Makati City , Philippines
https://www.facebook.com/xanty.octavo
639171031948

Virgilito Dada
Account Manager
https://www.facebook.com/potsdada.antonio

Elton Danao
Sale Manager
https://www.facebook.com/eosnyssa
639175048891 / 639991854086

All of this persons need be condemned and moved in Jail.

!!!!!STOP STEAL Philippines MONEY!!!!!!

Cash receipts and payments from investments, loans and other contracts held for dealing or trading purposes, which are similar to inventory acquired specifically for resale. A cooperative shall present an analysis of expenses based on the function of expenses within the cooperative where expenses are aggregated according to their function as part of cost of sales or, for example, the costs of distribution or administrative activities. At a minimum, a cooperative should disclose its cost of sales separately from other expenses. A cooperative whose financial statements comply with the Philippine Financial Reporting Framework for Cooperatives shall make an explicit and unreserved statement of such compliance in the notes. Financial statements shall not be described as complying with the Philippine Financial Reporting Framework for Cooperatives unless they comply with all the requirements of this framework. A cooperative shall not offset assets and liabilities, or income and expenses, unless required or permitted by this framework. At initial recognition, a cooperative shall measure assets and liabilities at historical cost unless this framework requires initial measurement on another basis such as fair value.

Factors such as a change in how an intangible asset is used, technological advancement, and changes in market prices may indicate that the residual value or useful life of an intangible asset has changed since the most recent annual reporting date. If such indicators are present, a cooperative shall review its previous estimates and, if current expectations differ, amend the residual value, amortization method or useful life. The cooperative shall account for the change in residual value, amortization method or useful life as a change in an accounting estimate. A cooperative shall allocate the depreciable amount of an intangible asset on a systematic basis over its useful life. The amortization charge for each period shall be recognized as an expense, unless another section of this framework requires the cost to be recognized as part of the cost of money stealers an asset such as inventories or property, plant and equipment. A cooperative shall recognize expenditure incurred internally on an intangible item, including all expenditure for both research and development activities, as an expense when it is incurred unless it forms part of the cost of another asset that meets the recognition criteria in this framework. The cost of an item of property, plant and equipment is the cash price equivalent at the recognition date. A condition of continuing to operate an item of property, plant and equipment (e.g. a bus) may be performing regular major inspections for faults regardless of whether parts of the item are replaced. When each major inspection is performed, its cost is recognized in the carrying amount of the item of property, plant and equipment as a replacement if the recognition criteria are satisfied.

Singapore, Thai firms to develop, sell nonfungible token assets to gamers

For goods purchased from a supplier on short-term credit, a payable is recognized at the undiscounted amount owed to the supplier, which is normally the invoice price. For loans receivable to members, a receivable is recognized for the difference between the gross receivable and the related unearned interest income. For a long-term loan made to another entity, a receivable is recognized at the present value of cash receivable from that entity. Demand and fixed-term deposits when the cooperative is the depositor, e.g. bank accounts.

  • Nowhere is this more evident than in developing countries, where the advent of information technology and electronic communication has helped to bring tax administration out of a pen-and-paper cosmos into the world of fiber-optic technology, Internet access, and electronic fund transfers.
  • Upon receipt of tax payments, the Revenue Collection Agents are required to issue Revenue Official Receipts to the paying taxpayers.
  • Compared to the Bureau’s annual collection target, which increases by almost 12% every year , the BIR’s cost-to-collect has been declining from P 0.93 in 1996 to P 0.77 in 1999.
  • Furthermore, IPOPHL fees for IP services vary for big entities vis-à-vis small entities.

In case of violation thereof, the concerned officer and employee of the covered institution and media shall be held criminally liable. It need not have an electronic system of flagging and monitoring transactions but shall ensure that it has the means of flagging and monitoring the transactions mentioned in § X807.2. It shall maintain a register of all Sts that have been brought to the attention of Senior Management whether or not the same was reported to the AMLC. Shell company/ Shell bank – A covered institution shall undertake banking relationship with a shell company with extreme caution and always apply enhanced due diligence on both the entity and its beneficial owner/s. Type of service/products/transactions to be entered with the covered institution.

LIABILITY

The Land Registration Authority and Land Transportation Office are simultaneously undergoing comprehensive computerization development and acquisition programs. In a matter of time, these two offices will be able to better service the requirements of its publics when it can offer remote or electronic filing of registration documents and payment of fees and licenses. Aside from the BIR, other tax collecting or permit issuing government offices are also on its way to providing the necessary facilities for the public to transact with them via the Internet or on an on-line basis. Among others, these include such agencies as the Bureau of Customs, the treasurers of the local government offices, the Land Transportation Office, and the Land Registration Authority. Once these government agencies have put in the necessary facilities, taxpayers will then be able to file their tax returns and pay their taxes by using their computers that shall be connected to these government offices via internet.

With all of these developments and successes by the various government tax collecting offices, it will just be a matter of time when paying taxes will be a pleasant experience in the forthcoming age of cybertaxation. However, we can make a reasonable analysis of the likely tax scenario, including problem areas, applying existing local tax laws and regulations on conventional commerce. But the BIR is not at all unaware of the concept and challenges presented by the information technologies that underlie this new way of doing things. It has keenly observed developments in this field and has taken due notice of the outcome of international symposia and conventions on E-Commerce taxation such as the APEC-OECD Symposium on International Business Taxation and the latest OECD report on the taxation framework for electronic commerce.

The type of biometric authentication you can enable will be dependent on your mobile device but will either be your fingerprint, or your FaceID. Interest shall be computed based on daily available balance and credited to the account at the end of the month or start of the following, less of applicable withholding tax. Komo is a digital banking service product of East West Rural Bank, Inc., a wholly owned subsidiary of East West Banking Corporation. Successful traders are those who have been able to optimize their life to success irrespective of the field.
LGUs Q3 revenues dip mildly to 208 9B
The National Government finances its operations and investments from three fund sources, namely, revenues from tax and non-tax sources, borrowings, and withdrawals from available cash balances. Although most of the resources required for public spending are raised each year through taxation, the NG raises additional resources by borrowing from domestic and foreign sources. The study estimated the total price elasticity of demand for cigarette and select alcohol products in the Philippines as an important input for tax policy aimed at reducing alcohol and cigarette consumption and raising much needed government revenues. The estimation was conducted by applying autoregressive error regression on the quarterly time series data of the volume of removals and retail prices of cigarettes and alcohol products in the Philippines over the period 2012 to 2021. The study supports the findings of earlier studies that cigarette consumption is price inelastic. Price elasticity of demand for cigarettes is about -0.83, meaning that a 1% price increase could lead to a 0.83% decrease in consumption. Results for price elasticity of demand for beers is elastic at 1.48, meaning that a 1% increase in the price of beer would produce a 1.48% decrease in consumption.

Compliance Assurance Manager

Instead, details about each person’s debt repayment patterns, the number of outstanding loans, the number of existing credit cards, and other considerations can be used to adjust the interest rate on a card so that it suits their needs. According to Insider Intelligence’s AI in Banking survey, most banks (80%) are well aware of the possible benefits of AI. Technological advancements, expanded consumer acceptance, and changing regulatory regimes can all help financial institutions make the decision to implement AI. Submitting your data to DBP signifies that you have read and understood the above Privacy Notice and expressly consent to the processing of your personal and/or sensitive personal information in the manner and for the purpose provided in this Notice. You understand and accept that this will include access to personal data and records submitted, which may be regarded as personal and/or sensitive personal data as provided under the Data Privacy Act of 2012.
scamers
Some inventories may be allocated to other asset accounts, for example, inventory used as a component of self-constructed property, plant or equipment. Inventories allocated to another asset in this way are accounted for subsequently in accordance with the section of this framework relevant to that type of asset. A cooperative shall measure the cost of inventories by using the first-in, first-out or weighted average cost formula. A cooperative shall use the same cost formula for all inventories having a similar nature and use to the cooperative. For inventories with a different nature or use, different cost formulas may be justified. A cooperative shall include other costs in the cost of inventories only to the extent that they are incurred in bringing the inventories to their present location and condition. The costs of conversion of inventories include costs directly related to the units of production, such as direct labor. They also include a systematic allocation of fixed and variable production overheads that are incurred in converting materials into finished goods.

A description of the nature of the cooperative’s operations and its principal activities. A cooperative shall present separately items of a dissimilar nature or function unless they are immaterial. If it is impracticable to reclassify comparative amounts, a cooperative shall disclose https://www.fxclearing.com/ why reclassification was not practicable. Obtain approval from senior management at inception of relationship before relying on the third party. Company IDs issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC or IC.
Ramp up your financial habits, #UseDebit with Metrobank
If the sale price is below fair value, the seller-lessee shall recognize any profit or loss immediately unless the loss is compensated for by future lease payments at below market price. In that case the seller-lessee shall defer and amortize such loss in proportion to the lease payments over the period for which the asset is expected to be used. If the sale price is above fair value, the seller-lessee shall defer the excess over fair value and amortize it over the period for which the asset is expected to be used. A cooperative shall measure all items of property, plant and equipment after initial recognition at cost less any accumulated depreciation and any accumulated impairment losses. A cooperative shall recognize the costs of day-to-day servicing of an item of property, plant and equipment in profit or loss in the period in which the costs are incurred. Revaluation of land may be allowed subject to guidelines issued by the Authority. Appraisal increase shall be presented as Revaluation Surplus under Equity Section of the Statement of Financial Condition.
Understand These Important Points if You Are a Retail Trader
The Bank maintains a policy of protecting your right to privacy regarding the collection and use of your personal information on the Komo Mobile Banking application. Our privacy policy is the same whether you are a regular East West Rural Bank customer, a Komo user, or just visiting our website (). Other information or documents which may be required to avail of specific products. Examples of these include but are not limited to your financial history, proof of billing address, employment details, and other government-issued or privately issued IDs. Transactional and usage information or data related to your account and usage of our mobile application, your debit card, and other products offered through the Komo Mobile App. Cards may be ordered through the Komo Mobile App if you require a replacement card. Card delivery will be through courier delivery at your latest delivery address per our records. You agree to have us debit your deposit account for the cost of Cards reordered on order date. Should the available funds in your concerned account be insufficient to cover for this cost, we reserve the right to reject your request for debit card replacement delivery. You further agree that if you are to nominate a representative to claim your requested Card upon delivery, said representative should have a letter of authorization from you, together with your valid ID and that of the representative.

*Information not comfirmed*